1. Have you read the fine print? Usually, Medicare and travel insurers do not cover you for catastrophic events i.e. war (whether war be declared or not), riots, civil insurrection, pre-existing illnesses, political issues, volcanoes going off, tsunamis (tidal waves), earthquakes, nuclear explosions. airlines going broke, travel agents going broke and more, and wait for it?… pandemics!…yes pandemics. Accident and sickness has been covered for 100 years, but not pandemics. If it is not itemized as an exclusion, it is likely that any of the above would be an implied exclusion as it is likely that the company providing the insurance could not possibly indemnify anyone against these events, yes everyone should know this?…elementary….Now we need to know from the insurers what is covered unconditionally and no beating around the bush (Aussie term for not answering the question).
    PS…The meaning of pandemic of a disease… prevalent throughout an entire country, continent, or the whole world; epidemic over a large area…epidemic, catastrophic.
    Getting insurance for pandemics would be similar to buying bomb damage insurance 6 weeks before the London Blitz in WW2, or bomb damage in Berlin 6 months before WW2 ended. You may be able to pay a premium but claim, never!

  2. How much is insurance for a 78year-old? Is it available if you are more than 70 y/o? Hmmm I’ve been going to Thailand on/off now for 8 years. No one provides the cover required as shown in Thai Immigration for a 78y/o. I can’t go due to Australian travel restrictions anyhow. I have Bt85,000 a month to spend in Thailand on a 3 month holiday but they don’t want me. (nobody loves me, I think I’ll go and eat some worms).

  3. I would estimate cost of such a policy to be no less than 200 dollars a month on average. If correct, long term residency in Thailand starts becoming quite expensive for most, especially in an era where flight costs will remain very high.

  4. Great info. I don’t think I will be coming to Thailand. I am so bang up from having a horse farm for over 30 years.
    I am healthy, but just bang up

  5. Thanks for the update , if it wasn’t for the tiddly winks giving us this bloody virus i would be retired in the land of smiles right now , so desperate to be back with my Trak and start retirement . Just a waiting game for borders to open , update on insurance appreciated πŸ€ŸπŸ‘πŸ˜ŠπŸ‡¬πŸ‡§

  6. If you want to use Pacific cross just go to their webpage. No need for a middle man to up you premium.
    Also you can enter Thailand on a non 0 no need for money wasting 0-A visa.
    JC forgot to mention you need a covid free fit to fly certificate issued 3 days before you travel and you will need to isolate at the cost of Β£1000 or there abouts.
    Remember there is always an option, even more if you ignore the snake oil salesman.

  7. If someone have the funds to retire younger than 50 years of age. Would it be possible to apply for an O visa to stay in Thailand for 3 months than do a border re-run for another 3 months since Thailand only allow re-entry twice a year, so maybe go to a border country to stay for the remainder of the year then come back to Thailand the following year? Do you know if this is possible? Are there better options out there? Your reply is much appreciated. Thanks

  8. Nice and Thank you but Thailand is getting a bit steep for retirement or future holiday. There are more friendlier and affordable options at the moment. Thais will wake up to a different competitive World next year or even World depression.

  9. Cool JC, A ray of hope at last! For the last couple of weeks I’m finding the whole American Mindwashed Covid culture thing and being abused and generally treated like a virus, dreams of going back to Thailand or Malaysia seem stuck in my head!

  10. Hi JC, Good info thanks and pleased to see you focused on your speciality, travel in S E Asia, but tamed your rhetoric re your (non speciality) conspiracy theory on Covid.
    Hopefully in 4 months the USA might start to repair itself under far more sensible new leadership and governance, the world is holding it’s breath.

  11. I am under 60 and the quote for this kind of all inclusive health insurance was over 60,000 Baht. This is double what I currently pay. I got the quote from Pacific Cross as well.

  12. Most people over 65 have some chronic disease(s). I assume those will be excluded from the policy. And if you stay until 75 you might get thrown out of the country when you no longer can get a policy? It seems to me that Thailand is trying to get rid of its Cheap Charlie retirees who are refugees from higher-cost countries. So forget “Retire Cheap”, it is not going to happen (for much longer). Sorry.

  13. Hi, The YouTuber called Expat Report released a video today in which he says the Thai government has ordered all Expats to leave Thailand by September 26th. Is this true? You aren’t talking about it so I assume it isn’t a problem for you.

  14. Hi jc. do I also need to have ensurance if i want marriage visa did they change that also, what do think this will be forever I mean about the ensurance and the 100.000 dollars as a tourist i think its when they open up for tourist many money for ensurance if you only stay in Thailand from 14 days to 2 or 3 mounth, do you think that it cost 100.000 dollars to have treatment for covid its many bath, I understand this is also for tourist
    I hope they will change it when vaccine come, I hear rumors that Thailand maybe have vaccine next year…
    Good that you are back

  15. JC – It is sooooo good to see you!!! I worried when you did your “beach video”. πŸ˜‰
    So, how long does this insurance cover me? I am concerned that when I turn a certain age the insurance will cancel and I will be kicked out of Thailand, as it does not appear that Thailand wants expatriates staying there long term.
    As a side note – we left Thailand (1 month visit) in March, planned to be back in August (not happening) but hope to visit Granchildren for Christmas! Think it will happen?

  16. Hi JC, I seem to be missing the link to your insurance agent. I wanted to use the link to get directly to him and help your friend out. Let me know when its up, or where if I missed it. Thank you.

  17. Already have medical insurance via Tricare. Will have more insurance via Medicare in about 10 months. Does that cover the need for the 100k insurance for the OA visa? It covers covid19 too.

  18. Thanks for the encouraging information πŸ‘πŸ‘ŒπŸ˜‚πŸ€—
    What insurance company do you have and how much do you pay? How old are you and will you be able to get insurance after you reach 75 years of age? Thanks 😊

  19. Staying safe in Arizona…for my return back to Chiang Mai. Working hard, overtime, to stack those benjamins (future baht). Good to know the insurance part won’t be the obstacle.


  21. Nice to have insurance but the won’t let me in now and they won’t give me visa at all. Because Thailand πŸ‡ΉπŸ‡­ still closed for tourists. Because me always have non O Visa but now you can apply but you not get at Germany πŸ‡©πŸ‡ͺ

  22. Nice to have insurance but the won’t let me in now and they won’t give me visa at all. Because Thailand πŸ‡ΉπŸ‡­ still closed for tourists. Because me always have non O Visa but now you can apply but you not get at Germany πŸ‡©πŸ‡ͺ

  23. I love how JC is devoted to getting us to where we need to be to retire happily in Thailand. Thanks JC I’m only 35 but ready to retire in post Covid world because I made a lot of money in equities. πŸ€—πŸ€—πŸ€—

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