Best 15 Places in Entire World to Retire Early Cheap in 2020

โ˜†โ˜…โ˜† ๐Œ๐Ž๐‘๐„ ๐ˆ๐๐…๐Ž๐Œ๐€๐“๐ˆ๐Ž๐ ๐๐‘๐Ž๐Œ๐ˆ๐’๐„๐ƒ ๐ˆ๐ ๐“๐‡๐„ ๐€๐๐Ž๐•๐„ ๐•๐ˆ๐ƒ๐„๐Ž โ˜†โ˜…โ˜†

โ˜†โ˜…โ˜† ๐‘๐„๐“๐ˆ๐‘๐„ ๐‚๐‡๐„๐€๐ ๐‘๐„๐๐Ž๐‘๐“๐’ ๐–๐Ž๐‘๐‹๐ƒ๐–๐ˆ๐ƒ๐„ โ˜†โ˜…โ˜†

๊ง ๐•๐€๐†๐€๐๐Ž๐๐ƒ ๐€๐–๐€๐Š๐„ ๊ง‚ ๐ข๐ฌ ๐ญ๐ก๐ž ๐˜๐จ๐ฎ๐ญ๐ฎ๐›๐ž ๐œ๐ก๐š๐ง๐ง๐ž๐ฅ ๐Ÿ๐จ๐ซ ๐•๐š๐ ๐š๐›๐จ๐ง๐๐๐ฎ๐๐๐ก๐š.๐œ๐จ๐ฆ

โ˜†โ˜…โ˜† ๐…๐Ž๐‹๐‹๐Ž๐– ๐Œ๐„ โ˜†โ˜…โ˜†

๐Ÿ’๐Ÿปโ€โ™‚๏ธ โžช ๐•๐€๐†๐€๐๐Ž๐๐ƒ ๐๐”๐ƒ๐ƒ๐‡๐€
โ˜† ๐™๐˜ผ๐˜พ๐™€๐˜ฝ๐™Š๐™Š๐™† ๐™‹๐˜ผ๐™‚๐™€ :

โ˜† ๐Ÿ“ฉ ๐˜พ๐™Š๐™‰๐™๐˜ผ๐˜พ๐™ ๐˜ฟ๐˜ผ๐™‰ :

๐Ÿ‘‡๐Ÿป ๐…๐Ž๐‹๐‹๐Ž๐– ๐๐ˆ๐€๐๐† ๐Ÿ‘‡๐Ÿป
๐Ÿ’๐Ÿปโ€โ™€๏ธ ๐‡๐Ž๐๐Ž ๐•๐„๐๐“๐”๐‘๐„๐’ – ๐๐ˆ๐€๐๐† ๐‡๐”๐ˆ
๐Ÿ“น ๐™”๐™Š๐™๐™๐™๐˜ฝ๐™€ ๐˜พ๐™ƒ๐˜ผ๐™‰๐™‰๐™€๐™‡:
๐Ÿ“Œ ๐˜ฝ๐™‡๐™Š๐™‚ :
๐Ÿคณ๐™„๐™‰๐™Ž๐™๐˜ผ๐™‚๐™๐˜ผ๐™ˆ :
๐Ÿงถ ๐™๐˜ผ๐˜พ๐™€๐˜ฝ๐™Š๐™Š๐™† ๐™‹๐˜ผ๐™‚๐™€:

๐‘ป๐’‰๐’† ๐’‡๐’๐’๐’๐’๐’˜๐’Š๐’๐’ˆ ๐’๐’Š๐’๐’Œ๐’” ๐’˜๐’Š๐’๐’ ๐’„๐’๐’”๐’• ๐’š๐’๐’– ๐’๐’๐’•๐’‰๐’Š๐’๐’ˆ ๐’†๐’™๐’•๐’“๐’‚ ๐’ƒ๐’–๐’• ๐’˜๐’† ๐’˜๐’Š๐’๐’ ๐’†๐’‚๐’“๐’ ๐’–๐’” ๐’‚ ๐’”๐’Ž๐’‚๐’๐’ ๐’„๐’๐’Ž๐’Ž๐’Š๐’”๐’”๐’Š๐’๐’ ๐’•๐’ ๐’‰๐’†๐’๐’‘ ๐’–๐’” ๐’Œ๐’†๐’†๐’‘ ๐’•๐’“๐’‚๐’—๐’†๐’๐’Š๐’๐’ˆ ๐’‚๐’๐’… ๐’˜๐’“๐’Š๐’•๐’Š๐’๐’ˆ ๐’•๐’“๐’‚๐’—๐’†๐’ ๐’ˆ๐’–๐’Š๐’…๐’†๐’”.

โœˆ๏ธ ๐—–๐—ต๐—ฒ๐—ฎ๐—ฝ๐—ฒ๐˜€๐˜ ๐—™๐—น๐—ถ๐—ด๐—ต๐˜๐˜€ ๐—”๐—ป๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—œ๐—ป ๐—ง๐—ต๐—ฒ ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ:

๐Ÿ› ๐—”๐—ฐ๐—ฐ๐—ผ๐—บ๐—ผ๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—”๐—ป๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—œ๐—ป ๐—ง๐—ต๐—ฒ ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ:

๐ŸฅŠ ๐—–๐—ต๐—ฒ๐—ฎ๐—ฝ ๐—ง๐—ผ๐˜‚๐—ฟ๐˜€ ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ๐˜„๐—ถ๐—ฑ๐—ฒ:
Viator Tours:

๐‘ป๐’‰๐’‚๐’๐’Œ ๐’š๐’๐’– ๐’‡๐’๐’“ ๐’˜๐’‚๐’•๐’„๐’‰๐’Š๐’๐’ˆ,

โœฉโ˜…โ˜† ๐—ฃ๐—ฅ๐—˜๐—ฆ๐—˜๐—ก๐—ง ๐— ๐—ข๐— ๐—˜๐—ก๐—ง ๐—”๐—ช๐—”๐—ฅ๐—˜๐—ก๐—˜๐—ฆ๐—ฆ ๐—ฉ๐—œ๐——๐—˜๐—ข๐—ฆ โ˜†โ˜…โœฉ


  1. You assume every male viewer has a cute companion but what if they wanted sexual variety for those 200,000,000 sperm they produce every day? Those guys would want Pattaya, Angeles City or the hick towns that supply them in Isaan or Leyte.

    1. Every reader is different. This list is my gut reaction. Even when I when I was single I stayed away from professionals. It is not good for your own self-view or the culture of Thailand. Thanks for commenting. It helps our business grow. Best, Dan

  2. Always enjoy these. Thanks Dan, for your insights and opinions. You took the words right out of my…um…mind on Thailand. Let’s hope things change there soon.

    1. @Vagabond Awake Dan didn’t mention a thing about the military/authoritarian kleptocracy and draconian control mechanisms in Thailand, as well as lรจse-majestรฉ until I contributed to his edification in a recent post. Furthermore, he recently had Pai as a top spot to retire — and Thailand as his top pick country for retirement.

      I always copy my comments (time and date stamped) so we know who said what and when.

  3. I fully agree with you choosing Nha Trang as #1!
    I lived in Thailand for several Years in the early 2000s but I am heading to Nha Trang as soon as all this is over for retirement.
    The present Thai government has made a mockery of that country.
    Too bad! ๐Ÿ˜ฅ

    1. โ€‹@Vagabond Awake Again with this Nationalism BS. It’s about hateful people in the Thai government with pro Chinese and anti-Western narrative. The government’s anti- White narrative has nothing to do with nationalism. Thai people were always nationalist and not hateful. That’s not nationalism dude it’s fear mongering with China in the background. Stop being ignorant! I believe you are smarter then that.

    2. I love Nha Trang and have been there twice. I was a little concerned because of the July change of immigration policy, but I have a realtor friend and she assured me that I will not be affected by the change. Border runs from there every 30 days would be very inconvenient.

    3. Why would you want to live in the tourist area at all? Too expensive. Live in the Vietnamese neighborhood I recommend in my retire cheap report.

  4. Another good video Dan. The choices were all good from what I can see. I think for someone like myself a lot would depend on how much English is understood and spoken in any given country, but the quality of food would be a big influence too. I could easily live in a place like Dumaguete myself.

    1. Great point! This is a very personal decision. Plus, I recommend doing a tour of multiple places before deciding. Thanks for commenting. It helps our business grow. Best, Dan

  5. Hi – interesting video – I need to look at your Nha Trang videos to see if you register the russian influence. I visited last year and I found it mostly dominated by Russians and heading more that way from what I have heard. Nothing against Russians but it changes the vibe of a place. Hoi An – I totally agree with you – fab place. You mention Porto but not Lisbon or Malaga for that matter – is it just that you haven’t been there or found downsides? Lagos is also a possibility. If nothing these are other places you van explore – all the best – I enjoy your videos.

    1. I don’t hate Russians. But I don’t live near them either. I like living around the Vietnamese. I never recommend living in the tourist area which is where most foreigners live. I like the area around the public market. I give a walking tour of that area in the retire cheap report. Yes, we have more of Portugal to tour when live returns to semi-normal. ๐Ÿ™‚ To see the other places we wrote reports on in Portugal visit

  6. 1. Mispronounced Merida. Again.
    2. Mispronounced Oaxaca. Again.
    3. Hoi An is a tourist trap.
    4. Bali is a clusterfck. Canggu, for the uninitiated is pronounced like โ€œChang goo.โ€ Ubud is โ€œew-bood” — and you got that one right. Garbage in the sea can making surfing high risk.
    5. Nha Trang does have a nice beach. And a nice craft beer option for non-nephalist indulgences.

    On balance — a good assessment of global options.

    A friend from LA — spent 2 months in Nha Trang — and commented to me that the city (primary business district) of Nha Trang is unremarkable. Maybe even a bit depressing.

    Of course, lots of Russians with that exasperating/guttural language in Nha Trang. The Viets say, “the Russians are like Americans without money.”

    The Viet people can be a challenge. A friend from San Diego has a Viet wife. She told him the Viet credo: ‘I’ll fck you before you fck me.” He said, “without her, I’d be broke and miserable.” When they go to a market, he has to hide. If vendors see him, the price quadruples. And he has spent at least 6 months a year in Vietnam for the last 5 years. And the droning of a zillion motorcycle engines continues for an agonizing 24/7. With honking.

    Thailand was great in 98 and 02. And I spent several months in Thailand recently with a Thai female. She’s fluent in English. Educated at Chulalongkorn. But Thailand is changing. It’s lost it’s appeal for me. But — she’s happy to fly business class to San Francisco. She has family there as well. And SFO is short flight from DFW.

    1. @Vagabond Awake “If being ripped off is this cheap, sign me up for daily rip-offs please.” Dan

      What a jejune response. It’s the principle, rather than the price. Are you that vapid? You are being disrespected, diminished, and derided while you are standing there, and they are amused by your ignorance.

      And BTW, just as in Thailand, always know enough of the local language to know what is being said about you as you walk past the motorcycle taxi intellectuals. And everyone else. Mark Israelson, the former managing director of Oracle consulting SEA taught me that. And BTW, Mark speaks better Thai than most Thais.

      You really need to understand only one thing about living in Thailand/VN and it is this: Thais donโ€™t like you and they donโ€™t want you here. And That’s advice from a lawyer/writer pal of mine that has lived in Bangkok for 30 years.

      For white guys in Asia rule number one is this: be careful out there. Never forget that you’re on your own here. You’re nothing but a foreigner. If the locals go after you, whoever they are and whatever their reason, no one is going to care and no one is going to help you.

      Although I’m sympathetic to anyone who wants to escape the unpleasantness in the US these days, Thailand really isn’t a good bet for the long-term. Military government, no elections, no free speech, no due process, no stability, and deeply corrupt. Even worse, from a retireeโ€™s point of view, the visa process is made more arbitrary and difficult for foreigners every year. Thais really donโ€™t like foreigners to stay around. They want you to visit, leave your money, and go home, not retire and live around them, so they make it as difficult as they can. Many of these issues exist in Vietnam as well.

    2. @Gipsy DeanYeah, thanks for that Dean. The ubiquity and number of motorbikes drives the air pollution problem. A friend was in Mui Ne, and he sent an image. I think there were 1857 motorbikes in 78 meters of beach front.

    3. The 2-cycle motorbikes are now almost non-existent in Vietnam. But believe me there are too many bikes on the streets, and the government doesn’t have the sense to make most of the streets one-way.

    4. โ€‹@Dr. G. Moore Myself born and raised in a former communist country I can tell you this thinking is the product of communism. F***ing each other is the commie/socialist way. I don’t expect many Vietnamese to charge overnight. But wait, they are still communist!

    5. @Vagabond Awake “The Russians are in the tourist areas.” You’re stating the obvious. I don’t disagree with that. And I didn’t suggest living in tourist dominated areas. So again, you are stating the obvious. The salient — vis-ร -vis the Vietnamese: Less than 5% of tourists that visit VN return. Significantly less than Thailand (40-50% in Thailand). And there is a reason for that. Refer to the Vietnamese woman’s comment, i.e., the Viet credo: “I’ll fck you before you fck me.”

      My contact didn’t find a bad apple. He married a Viet woman 3 years ago. She knows all the nuances. And she is fluent in English as well.

    1. @Philippe Dassonval Hey Phillipe, my preference now is Mexico. Maybe 3-4 different places in Mexico depending on season. I’ve heard good things about Grenada as well, but I’m not a fan of the Caribbean. I’ve visited most of the southeastern Caribbean, and that was enough.

    2. @Dr. G. Moore I agree with you with most of what you said about all destinations mentioned by Vagabond , except the F…k to F…k sentence …. I found some very kind people in Vietnam and I never felt that way . Anyway , I can tell you traveled a lot , and I did my part too of traveling so what would you be your top 3 places to retire around the world ??????

    3. @Vagabond Awake living out with hospitality and service would be like accidentally leaving a 5 star resort and walking stumbling into it’s refuse.

    4. I don’t hate Russians. But I don’t live near then either. I like living around the Vietnamese. I never recommend living in the tourist area which is where most foreigners live. I like the area around the public market. I give a walking tour of that area in the retire cheap report.

  7. I could agree on about ten of those fifteen. Sure everybody will have his own preference but some things are not matter of that. I can see you only visited Mexico as a tourist. I lived there for ten years and I know Guanajuato isn’t too cheap. Strongly touristy places are rarely good places for retirement. besides the safety level there hasn’t been good lately. Playa del Carmen …..hmmm…pretty for a holiday….but the Cancun area has lot of narco activity. Oaxaca is nice but not for people who want to be near the ocean. Mexico has many other great places you may not have visited. Aguas calients, Colima and many similar cities might be worth consideration.

    1. Hey Von Elsnic, interesting comment from a Mexico veteran who obviously has a lot of knowledge. Can you please share a few more of your favorites in Mexico? Thanks in advance. Curiously, I was recently researching Aguascalientes. It’s a large city — a million in population, but friendly people, and it’s easy to get international flights to anywhere in the world.

    2. What do you mean? Oaxaca has a long coastline with the Pacific Ocean, try Puerto Escondido, and soon the new highway will shorten the distance from Oaxaca City to just over two hours.

  8. Having visited 9 of these locations I am baffled why you would put Playa Del Carmen on this list. It is an expensive tourist trap that gets worse every year by the unbridled growth in the area. Already there are two Walmarts, fifth avenue a block off the beach is like a shopping mall. I went there 5 years ago and also within the last 12 months. It is changing for the worse.The beach is nice but small. Cheap a few blocks away? No seรฑor! More like a couple of kilometers away. You really dropped the ball on this one Dan! I suggest you visit Puerto Escondido Oaxaca for a cheap place by the ocean…. Playa del Carmen, Mexico HD

    1. Puerto Escondido Oaxaca is on my list for next visit to Mexico. I love Oaxaca so I am sure I will end up agreeing with you once I see it. I just don’t like to talk about places I haven’t seen yet. I also love Porto Morelos, but I only had one day there so I don’t think that is enough time to make a call. I also loved Merida which has a colonial era center which makes it super charming.

    2. @Gipsy Dean Thanks for the link Dean. Puerto Morelos or Puerto Escondido for a lengthy stay? Which one do your prefer? (apples and oranges of course). Have you ever visited Aguascalientes? If so, impressions?

    3. Nicely put Dean. And accurate. To have Playa del Carmen on the list is absurd/risible. Puerto Morelos hasn’t been ruined… yet (<10 K population). But I think PE is the best choice. And it's a short flight from Oaxaca City. Or a 6.5 hour bus ride with very pretty scenery.

      Even the underground aquifers in Playa and Tulum have pollution, raw sewage/human waste derivative of uncontrolled growth. Garbage deposition in the jungles in Tulum and Playa with zero regulation. Toxic chemicals/human waste get into the ground water/aquifers, and eventually into the ocean. And you're swimming in it. The ecosystem is already maximally stressed.

  9. There are many better cities than Porto to live in Portugal. Cities not that well known by expacts/tourists but with so much less people and traffic and buildings, with more gardens, without any any crime the entire year.

    1. Interesting about Portugal…. Could you tell us cities are you thinking about in Portugal that are better than Porto?? The only problem with Portugal , it doesn’t have the blue water at the beach…. The beaches are so so there ….. compare to other European countries…..Otherwise , its a good place for retirement.

  10. Nicely done! It made sense to hear your reasoning why you didn’t include Thailand in your list. Do you have any reason why Langkawi is not on your list? It has the tropical vibes, nice beaches, big enough to have some activities to do, very cheap (tax free island) and only 1 hour boat trip away from Penang, as well as from Thailand. Curious to hear your reasoning why it is not included in your list. Looking forward to your other lists upcoming!

    1. We spent new years in Langkawi a few years ago. I didn’t see a local scene there that I found interesting. But it might be the best place to vacation in all of Malaysia other than Borneo of course.

  11. Great video , I really did enjoy your destinations even if sometimes I have to agree with “Dr.G Moore ” regarding some destinations . I wish you could find something nice and affordable places in the Caribbeans Islands where some beaches are just amazing !!!! I am obsess with blue and clear water beaches …… Beside the Philippines , the beaches of the other countries you mentioned are okay but not great to my taste.Keep up the great work !!!!

    1. @Vagabond Awake Nice…Also remember , when we retire in any country , we are not young anymore , you should take a look also on the medical aspect of those places..because if something serious happen to anyone , good luck to find a good hospital if any……..:(((((

  12. With due respect because I really do like your channel, I think a reality check is needed for people that are actually serious about retiring abroad as opposed to the majority that are armchair fantasizers that never do.

    First of all with the global Covid pandemic and tendencies for countries to lock down their borders it may have been more realistic to title this 2021 or even 2022 rather than 2020.

    Then there are visas. In my opinion people should forget about Vietnam for long term retirement. A long trip sure but not retirement.


    Vietnam has no retirement visa and indeed probably never will. On top of that they are adding a requirement to do visa runs monthly even if your visa is for longer. Yes there will be workarounds such as leaving your passport with an agent for several days every month but people they are sending a message. They don’t want retirees! They do want productive foreign workers but this is about retirement. Why try to scam your way into living in a country that couldn’t be more clear that you are not welcome?

    It’s also worth adding that medical care available is considered very inferior in Vietnam and like Cambodia (which BTW does have a very easy retirement visa) evacuations to Thailand are needed if you get anything complicated and hope to survive.

    On Malaysia Penang and KL I agree those are great places. However again about the visas. Malaysia has a very good program however its doubtful that many people looking for a budget retirement destination could qualify for it! So again pushing Malaysia to the niche you’re talking to is simply not realistic!

    On Bali yes its a great island for tourism. I also love Ubud. However I’m under the impression that retirement visas are difficult for Indonesia and also if you do need to drive there the traffic safety is horrendous.

    I do have a question. How come Queretaro Mexico didn’t make your list?

    1. Well, about 4 days ago, Dan’s Mexico recommendations to me — and I have it on file, was 1) Oaxaca, 2) Guanajuato and 3) Queretaro. Queretaro, outside of centro historico is somewhat industrial. Yeah, there’s Samsung and other tech companies as well.

  13. Sir, Vietnam is not as cheap as you think it is. Corruption is ranked amongst the highest in the world. Not a safe country for many Westerners to retire and live a comfortable life there. Transporation sucks, air pollution is sky high, everyday crime is getting worse and is out of control and the police isn’t doing anything much to keep the crime levels down. Why? they wouldn’t risk their lives fight crimes when their monthly salaries are ranged 300 USD a month. This is where corruption kicks in. The food that you eat has so much chemical in them and they are not regulated much by the gov’t. If it was that cheap and comfortable, most Vietnamese would not leave their home country to move to the US and are, in most cases, they have to pay someone to bring them to the USA or other well-developed countries. Of course, when you compared the US Dollars to Vietnamese Dong it means so much, but it is not worthy to spend your golden years there. it is a place where come to visit and learn more about the culture and the Vietnam War and etc. All the retirement videos have always include Vietnam on their top lists, but they are not the locals and aren’t know much about the country facts other than sharing their perspectives on certain things. Local folks know best and tell you it is not the best.

    1. Thanks for commenting Brent. Vietnam is not perfect. No country is. Most of the problems you are talking about are in bigger cities. When you go somewhere and fall in love with it, it becomes an experience instead of a list of amenities. If you stay in multiple places for a long time and miss some more than others when you leave, and that feeling continues long after you leave, even when you compare it to the ‘developed’ country where of your origin, then that is a place you honesty love by experience not just on paper but by experiential comparison. Local folks are seeking greener pastures, it is the way of humans. They see greener pastures in my home country where I see homogeneous boredom and pointless consumption. Luckily there is a world for everyone who cares to venture out and listen to their heart after spending months and even years in multiple places. But two people would order them differently no doubt. This is not right and wrong. Life is Baskin-Robinson 32 flavors. Better is opinion after experience. Better is individual, of which I am only one. To that I plead guilty. I do not run with the heard. Best, Dan

    1. Thanks for commenting Robert. There are lots of ways to order these but these are all worth considering. Everyone has different needs. Best, Dan

  14. Dan I highly recommend Anchorage, Alaska as your next paradise location. I have been living here for over 30 years and I have not yet bored with this place. The oil price just crashed. There are going to be reasonably price Airbnb for rental as gluts of homes are going into foreclosure in the future when oil jobs dry up. Alaska is really a new frontier and still has that true pioneer spirit; this is what America is all about.

    1. Vagabond Awake there is a sense of grandeur which is really hard for me to put it in words. You really have to see Alaska for yourself. The best time to come is April before the summer tourist season.

  15. โ˜†โ˜…โ˜† ๐Œ๐Ž๐‘๐„ ๐ˆ๐๐…๐Ž๐Œ๐€๐“๐ˆ๐Ž๐ ๐๐‘๐Ž๐Œ๐ˆ๐’๐„๐ƒ ๐ˆ๐ ๐“๐‡๐„ ๐€๐๐Ž๐•๐„ ๐•๐ˆ๐ƒ๐„๐Ž โ˜†โ˜…โ˜†
    โ˜†โ˜…โ˜† ๐‘๐„๐“๐ˆ๐‘๐„ ๐‚๐‡๐„๐€๐ ๐‘๐„๐๐Ž๐‘๐“๐’ ๐–๐Ž๐‘๐‹๐ƒ๐–๐ˆ๐ƒ๐„ โ˜†โ˜…โ˜†

    1. Packo_ Hubu The countries you mentioned here “the best to retire cheaply”? Are you kidding? Yes, I think you are. Regarding North Korea, who would want to retire there? A lot of Koreans living there wanted to get out from where they live, but the communist president prevented them from living North Korea. South Korea sounds better for retirement, but that’s before the outbreak.

  16. Places to retire ? And to live, not visit ? What about health care, crime, etc….retires are very much interested in. These things could go on and on, actual cost of living comparisons, form of governance…etc, but not your duty, we can get somewhere else….however a few more tidbits….. ok , Thank you , for these interesting videos.

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